Our Solutions
Investment Consultancy
Your wealth deserves to be preserved and nurtured.
Our philosophy centres around safeguarding your capital and achieving meaningful growth through strategic, individually tailored investment consultancy.
Creating your investment policy
The foundation of a solid investment strategy is to map out your aims and ambition towards your wealth.
Starting with an independent mindset we will guide you through the process of determining your investment objectives, your risk appetite and aligned to this the policy statement for investing.
In discussion with you and your advisors we will navigate the sometimes conflicting goals of maximising returns, risk, distribution goals with optimal tax planning.
Setting a risk budget so that risks are understood whilst optimally allocating to asset classes to blend managers and lower volatility.
Understanding risk and its role in maximizing returns to your level of comfort will involve behavioural discussions with you and all key parties to ensure ambition and fear are aligned.
The outcome will be the creation of an Investment Policy Statement for private clients or a Financial Suitability plan for family offices which can act as a template to create a clear plan for the future.
Setting your Strategic Allocation
Your investment goals set one part of the pillars towards your optimal profile. Agreeing which asset classes can be considered is the next phase of the building of your solution.
There are many asset classes, equities, bonds, cash, hedge funds, private debt, property and private equity.
Each have different influences on returns, risk, liquidity and much more. Our role will be to discuss your current financial situation and in the context of your profile to use our experiences and expertise to map out which asset classes should be considered for your wealth plan.
Investment Manager / Institution Selection
Selecting new managers or replacing existing ones is a critical process.
The investment manager universe is immense and every firm seems to offer excellent results and a plausible narrative.
Decades of due diligence across thousands of managers help to simplify the process. Our analysts perform deep due diligence to remove the fog of selection and offer a totally transparent open architecture shortlist for each asset class based on your selection criteria.
We will provide clear, transparent information on each manager, their results, fees details on the organisation, team and investment process.
What makes a good investment manager
We will support the decision-making process to ensure you are fully informed on the merits of each manager. This will allow the creation of a shortlist of robust managers.
We would support the hosting of the face to face ‘beauty parade’ where managers are invited to present on their services
Afterwards, we will guide you through the impartial grading of each manager and facilitate the discussion where there is uncertainty or more clarity is needed. Our goal, a clear and structured outcome.
Fee Negotiations – Paperwork
Our extensive fee database and purchasing power ensures we will secure favourable transparent terms when we negotiate fees on your behalf. Our full look through includes custody, transaction and manager costs as well as the less clear illiquid assets. A MIFID II / TER / OCF analysis is available to assess fees with a clear like for like comparison.
Lower fees clearly improve your investment results and we will review your fees every year to assess if improvements can be secured.
The process of opening an account with a manager can involve many layers of forms and complicated terminology. We will share our expertise to ensure every document is professionally completed to your advantage, saving time and money.
Ongoing Analysis
The day after you have engaged your managers the hard work begins.
In a ideal world, the team, process and approach of each manager will remain stable but in a people driven business, change can often occur and deep diligence is essential to identify the signals that problems may be looming.
Small nuances whether it be new team hires, ownership or management changes can impact how your money is managed and the long term results.
Risk management is equally important, monitoring the allocations, individual decisions for style drift and consistency of approach. Even asset flows or business profitability can impact results.
The is key is to analyse every pillar of a business to endeavour to identify the warning signs of looming underperformance and to take action before it is too late.
Transparent Reporting
Clear, easy to understand analysis is essential to ensure you are well informed on the merits of each manager and how your overall strategy is performing and that your goals and strategy is being achieved.
Our consolidated family reports are custom designed for each client. They ensure clear transparent analysis against the correct benchmarks and peer universes.
The results are analysed against the agreed objectives with attribution on what helped and hindered over the quarter and the long term.
Fee and liquidity analysis is integral as well as cashflow management summaries for private equity
Review Meetings
Implementing a formal review process to monitor the milestones of your investment process and long term results is an essential component of good risk management.
We will lead the review process and support an objective and impartial review of every pillar of your investment structure to ensure it remains fit for purpose.
The review meeting frequency and committee composition will depend on the complexity and structure of your investments. We would co-ordinate the investment component of your meetings and impartially lead the review of the managers as they present on their results to date sharing our insights and expertise.
Empower Your Wealth with Insight and Integrity
With Peritus Investment Consultancy, you gain a dedicated partner focused on achieving your financial goals through transparent, proactive, and comprehensive wealth management. We bring clarity, guidance, and integrity to every aspect of your investment journey.